Cool Financial Apps To Help Manage Your Credit Cards and Personal Finances

Cool Financial Apps To Help Manage Your Credit Cards and Personal Finances

In today’s fast paced world there is apps for everything. Financial apps are no exception, and today’s credit savvy customers are using financial apps to make life easier. Here is a list of 7 free and cheap financial apps that can help you to pay bills, save money, compare prices, check your credit score and turn your smartphone or mobile device into a credit card machine.

Mint.com which is available for use on your iPhone, Andriod and iPad helps people budget but so much more than just simple budgeting. Do you forget to make bill payments? worry not with Mint you can get reminders to pay bills, notices about fees, and even warnings if you happen to go over your weekly or monthly budget. Mint can also alert you to unusual charges or large purchases in your name or under your credit, which can help you to protect your personal finances and credit scores. Mint will also analyze your spending habits and accounts to help identify better credit cards or better bank accounts to help you save more money, it can even help save you money on home loans and personal loans. If you need help with investing Mint has these features also by analyzing thousands of checking, savings, credit card, brokerage, CD and IRA rollover offers to find the best suited ones for your lifestyle, spending habits and budget. Are you getting Fee’d to death with your investments? Mint exposes fees that are often hidden on statements or buried in the fine print of investment advisers, brokerages and 401k providers, which helps you to avoid them. Mint itself is free, however they do offer a few optional paid services, but these services will quickly pay for themselves due to the savings and value they pass along.

GasBuddy.com which is available for use Free on your Android, iPhone, BlackBerry helps you to find the cheapest gas anywhere in the United states, from your neighborhood to planning on refueling stops on that cross country road trip you’ve been planing for months. Users of the app are the ones who update the gas prices, and users who update a gas price are eligible for a drawing every week for a $250.00 gas card for the gas station of your choice. Users exchange Exchange 1000 points for each entry, and the prizes are legit. The gas Calculator app will help you save money at the pump.

Keyringapp.com which is available for use Free on your iPhone, iPad, Android, helps you reduce all the store shopper cards, loyalty cards, gym cards, library cards, gift cards, any type of card with a bar code on it. With keyringapp you simply scan the card then when you need to have the card scanned simply log into the app from your smart phone and pull up the card on your phone, no more lugging around 20 different cards weighing you down and destroying your wallet or purse. The app also provides consumers with access to exclusive deals from their favorite retailers and CPG brands.

Squareup.com is changing the world, for the first time the ability to accept credit card payments is available to everyone. This app is available free for your iPhone, iPad, Android. Simply put it turns your mobile device into a credit card reader, there is a small quarter sized plug-in hardware required, but this is free and you just plug it into the standard headset jack of your smartphone or iPad, and you are now ready to accept credit card payments. The app and hardware itself are free, though there is a fee of 2.75% for swiped transactions. If you run a business it is also an app for appointment scheduling to fast deposits and online invoicing.

Loan Shark app, this app works on your iPhone or iPad, if you like myself apply for loans this handy app will calculate the true cost of any loan and provide you all the details. It has many features such as side by side loan comparisons, amortization schedules, a easy to read graph for comparing loan interest and principle. This app even will show you the effect of adding in extra monthly or yearly payments. The app is easy to use and free, but it does have ad-on services that do cost money if you should choose to upgrade to access additional features.

Slice App. This app works with your iOS and Android. If you like myself buy a lot of things online this app will help make your life a lot easier. This app will pull the tracking numbers from your email accounts and send you notifications and tracking info for the delivery of all of your purchases, no more going into endless emails then logging into sites like Fedex and UPS to track your shipments. Slice also alerts you to hazardous product recalls and price drops on the things you like to purchase. It will even tell you when you are eligible for a refund when something you’ve purchased is subject to a price adjustment.

Expensify is an app for travelers and business people, for your iOS or Android. What this app does is to help you keep track of your expenses, and even setting flight alerts so you never miss a flight and this app will automatically convert currency for you while traveling abroad. You can track your mileage with this app, scan your receipts and keep track of both debit and credit card purchases with this app.

Last on our list is the Bloomberg app, which works on your iOS or Android. This handy app will keep track of your investments, you can pull your stock info up at a press of a button, receive fresh updated finance and business news from more than 35 financial categories. This app can even pull your ETFs and mutual funds information so you are never out of the loop when it comes to updated information on your investments and holdings. With this app the entire worlds latest market data of global Equity Indexes, Bonds, Futures, Commodities and Currencies is available at your finger tips.